As your health changes, so will the amount you spend on your healthcare. That’s obvious. But few of us understand how much our health spending will change and what steps we can take to prepare. That’s where our sophisticated technology comes in handy; we study millions of data points and your individual profile to provide you with a personalized health spending forecast.
It has always puzzled us why so many financial planners assume that a person’s health spending will simply grow at the rate of inflation. Most people experience large, non-incremental expenses that are often related to long-term care costs. We have developed a customized investment approach for projecting and handling these long-term health expenses.