Research & Insights

Are Retirees Living Too Frugally?

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Older Americans Are Too Fearful About Money and Investing

Income inequality among older Americans has been shrinking in recent decades due to sometimes unnecessary decisions to restrict spending.

Why Grandma And Grandpa’s Golden Years Include Debt

Consumers aged 60 or older are taking out debt faster than any other age group, which may curb their ability to fully enjoy retirement.

Spend It If You Got It: How Frugal Retirees Impact All Of Us

The average retiree is actually accumulating wealth, rather than depleting their assets as they age.

What Everyone Misses About Tracking Their Retirement Investments

Rather than relying solely on benchmarks, your retirement investment portfolio should consider your specific, personal liabilities.

The Flawed But Common Advice That Can Dramatically Increase Your Tax Bill In Retirement

Simply drawing down the most heavily taxed accounts first is not always the right approach.

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We are bringing to life a simple and effective money management approach, one that takes care of your day-to-day needs while maximizing your income and ability to reach your goals as you age.